Cobesto logo horizontal Cobesto logo vertical

Smart Money Making

Create a demo account and learn how to earn crypto with us.

Launch App

Our Crypto Portfolio

With Cobesto, you can profit from various DeFi techniques in one place. You don't need to monitor and analyze markets or research different service providers as we do all the work for you.

Learn the basic and most important information about each cryptocurrency we work with.

Getting Startedchevron_right

Watch the video below to learn more.

Watch our introductory video tutorial on how to take the first steps.

At Cobesto, we have decided to present you current topics of the crypto world via the YouTube channel Whiteboard Crypto.

DeFi Services

Decentralized Finance or DeFi is a general term for peer-to-peer financial services on public blockchains.

It enables to do most of the things that banks and financial institutions support, such as earn interest, borrow, lend, provide liquidity, trade and swap crypto assets and more, but it’s faster and doesn’t require a third party.

What is DeFi?

DeFi refers to a system in which buyers, sellers, lenders, and borrowers connect peer to peer or with a strictly software-based middleman rather than a firm or organization conducting a transaction using software developed on blockchains.

To achieve the goal of decentralization, a variety of technologies and protocols are employed. A decentralized system, for example, might be made up of open-source technologies, blockchain, and proprietary software. These financial products are made possible by smart contracts, which automate agreement terms between buyers and sellers or lenders and borrowers. DeFi solutions are designed to eliminate intermediaries between transacting parties, regardless of the technology or platform used.

Despite the fact that the amount of trading tokens and money trapped in smart contracts in its ecosystem has been continuously increasing, DeFi is still a young business with a young infrastructure. DeFi is subject to little or no regulation or control.

What is unique about DeFi?

The majority of "DeFi" applications are developed on Ethereum, the world's second-largest cryptocurrency platform, which differs from Bitcoin in that it is easier to use to build different types of decentralized applications beyond basic transactions. These more complex financial use cases were originally mentioned in the first Ethereum white paper by Ethereum founder Vitalik Buterin back in 2013.

That's because Ethereum's smart contract technology – which executes transactions automatically if specific criteria are satisfied – provides a lot more freedom. Solidity, an Ethereum programming language, is specifically built for generating and deploying smart contracts.

Let's imagine a user wants their money delivered to a pal next Tuesday, but only if the temperature rises beyond 90 degrees Fahrenheit, as predicted by In a smart contract, such rules can be written.

Hundreds of DeFi applications run on Ethereum, with smart contracts at their core, some of which are highlighted here. Ethereum 2.0, a planned upgrade to Ethereum's underlying network, could help these apps by addressing Ethereum's scalability problems.

Lending markets are a prominent type of DeFi that connects borrowers with cryptocurrency lenders. Users can borrow cryptocurrency or provide their own loans on Compound, a popular website. Users can earn money by lending out their money and earning interest. Compound uses an algorithm to establish interest rates, so if there is a stronger demand for a cryptocurrency, the interest rates will rise.

DeFi lending is collateral-based, which means that in order to get a loan, a user must put up collateral, which is frequently ether, the Ethereum token. That means users don't have to reveal their identity or credit score in order to get a loan, which is how traditional, non-DeFi loans work.

The stablecoin is another type of DeFi. Cryptocurrencies have more volatile prices than fiat currencies, which isn't ideal for people who want to know how much their money is worth in a week's time. Stablecoins are cryptocurrencies that are pegged to non-cryptocurrencies, such as the US dollar, in order to maintain the price stable. Stablecoins, as their name suggests, attempt to create price "stability."

Why is DeFi important?

All of this is made possible by DeFi protocols, which use Blockchain technology (mostly Ethereum), therefore it's worth looking at some of the primary benefits of utilizing DeFi and learning more about the process behind them.

These decentralized programs must be open source and run independently of any central authority. Changes are done only after the participants achieve a consensus. Protocols and data are recorded on the blockchain, which is encrypted and available to everyone in the decentralized network.

Tokens, a type of virtual card with a predetermined value, are issued to grant users access to the network as well as to reward them. Tokens are generated using a process that encourages network participants to contribute.

True, DeFi has to do loans – in fact, DeFi loan platforms are the most well-known in the industry. Only three systems have over 4 billion dollars in Value Locked (assets frozen to carry out DeFi activities), accounting for about half of the market, however there are many other uses.

Imagine not having to pay trading fees to brokers (such as Binance) and not having to worry about custody risk, since you would own your assets.

As a result of this option, various platforms for this purpose were quite popular this year, and it is now the second-largest category among DeFi.

Curve Finance and Uniswap are two of the most important platforms to be aware of. In fact, the latter has already surpassed the daily volume traded on Coinbase Pro and has become one of the most important portals for the listing of new coins and protocols, as well as one of DeFi users' favorite tools.

DeFi opens the door to a new dynamic financial market that is more decentralized, has fewer intermediaries, and can be very profitable for its users. It has the potential to have a significant impact on the entire market in the near future.

But be wary of the hoopla surrounding these assets; despite their revolutionary nature, they are still in the early stages of development.

Currently, there are various decentralized applications in trading that provide access to a wide range of functionality based on the available possibilities.

The decentralized financial environment is undeniably new; nonetheless, its progress is apparent. There are, however, certain gaps to be filled. This invention, like traditional bank cards and fiat currencies, is progressively approaching the point where it will be used on a regular basis.

Jump start your accountchevron_right
 Cobesto insurance the risk


Insurance is a tool that allows you to reduce the risk of crypto trading to a minimum, based on free credits you obtain depending on your exposure and activity.

Learn Morechevron_right
Cobesto security tools


Security is a top priority for us. Therefore, we have implemented several measures and tools that protect your account and your profits and also prove our credibility and transparency.

Learn Morechevron_right
Cobesto membership program


Cobesto Membership program allows you to increase your crypto profits thanks to automated strategies based on various DeFi techniques and their combinations. Just choose your preferred level depending on your exposure and start earning instantly.

Learn Morechevron_right
Cobesto airdrop benefits


Cobesto Airdrop is intended for anyone who is interested in promoting our services. Just get your unique link, share it with your potential partners and get free Air NFTs and other interesting benefits.

Learn Morechevron_right

Income calculator

Enter the value of your planned exposure, choose you preferred Membership level and calculate the approximate amount of your monthly, quarterly, or annual income.

Acquaint yourself with our Membership program and find out what benefits it brings you.

Jump start your accountchevron_right
Cobesto Membership Tiger
Cobesto Membership Jaguar
Cobesto Membership Lion
Approximately income *
All the statistical data and calculations are only informative and do not guarantee future returns.

Create an account

and unlock your 10,000 USDT
for DEMO practicing.

visibility visibility_off
  Sign Upchevron_right

We use cookies on our website. By continuing to browse the site you agree to their use. You can find more information about the use and setting of cookies in our Privacy Policy.